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Registered Health Underwriter® (RHU®) Program
3 Courses: 3 Required / 0 Electives
As of January 1, 2017 The Registered Health Underwriter® (RHU®) designation has been moved to the National Association of Health Underwriters. Although the program will not be continued for new students, those that earned their ChHC through the American College will continue to be honored and expected to renew their designation with NAHU every 24 months with approved Continuing Professional Credits (CPCs) in order to maintain it.
When NAHU acquired both the Registered Employee Benefits Consultant (REBC) and ChHC designations, NAHU paid careful consideration to the insurance professional’s needs in supporting clients. It became quickly apparent that not only key courses in the REBC program that worked towards the ChHC designation should remain, but that NAHU’s suite of certification programs were also key for overall knowledge and client service.

“One premier designation demonstrates excellence in all disciplines covering the healthcare consultants practice.” ~Janet Trautwein

The new REBC now allows a combination of courses offered by NAHU and those that may have been completed through one of the approved American College programs to count towards designation requirements. REBC now includes NAHU’s Patient Protection and Affordable Care Act certification training as a core designation component. Students who are pursuing the REBC designation and have already completed the ChHC designation will receive reciprocity credit for ACA and Advanced Group benefits against REBC core requirements. Additionally, the ChHC designation individual market course counts as 1 of 3 required electives. Healthcare coverage is not only critical for maintaining good health, but is now mandated by law. It is what employers and individual consumers are thinking about and these courses together culminating in the REBC designation offer an in-depth, comprehensive approach to education on the issue.
Program Learning Objectives
Upon completion of this program, the student should be able to:
  • Describe the legal regulations and methodologies involved in benefits management
  • Describe the main features of commonly provided group insurance benefit plans, including applicable regulations, contract provisions, marketing, underwriting, rate making, plan design and cost containment
  • Describe the main components of the Affordable Care Act as they relate to group health benefits and ethically guide clients toward compliance with the legal regulations while minimizing tax penalties and related employment costs
  • Identify the main features of employer-provided benefits
  • Describe the COBRA election process, and explain the rules that apply to the determination and payment of the COBRA election process, and explain the rules that apply
  • Understand core ethical business practices
  • HIPAA Privacy and Security and ERISA regulations and requirements
Individual Health Insurance Certification (HS313) (Required)
Group Benefits: Basic Concepts (HS325) (Required)
Advanced Topics in Group Benefits (HS340) (Required)